RRIF Minimum Withdrawals 2025: The New Table and What It Means
The updated RRIF minimum withdrawal schedule, which permanently reduced rates by approximately 25% compared to pre-2015 levels, applies to all RRIF holders for 2025. We show the factors for every age from 70 to 94.
David Kim, CFA 5 min read
RRSP vs. FHSA vs. Home Buyers' Plan: How They Stack Up
Before the FHSA existed, Canadians saving for a first home faced a choice between maxing RRSP and using the Home Buyers' Plan, or saving in a TFSA. Now with three tools available, we compare the tax benefits side by side.
David Kim, CFA 8 min read